August 2016

Using your mobile phone to make payments everywhere

Why your mobile phone should have an NFC chip.

The change is imminent. The cheques and bank cards may soon be replaced with just your phone.

How do you make payments just with your mobile phone? Using NFC chip inbuilt into the phone to make payments will become more popular in upcoming years. Traditional banking or the way we use our how to make payments using your mobile phone; using mobile and NFC chip to make payments; personal banking online; backup your mobile data and settings; credit and debit cards will be changing forever in a nearest future.  The banks aren’t in a big rush to adopt to a change. And there is a one big reason: mobile providers and phone manufactures such as Apple or Samsung together with Google and Microsoft may soon take over your personal banking needs.


And why not? All of you make purchases using Apple ID to pay for music, Google Play to purchase Apps and most of you now have the phone with NFC chip inbuilt into the it. The very next step is going to be when the big guys mentioned above will become your imminent


Near-field communication (NFC) is a set of communication protocols that enable two electronic devices, one of which is usually a portable device such as a smartphone, to establish communication by bringing them within about 4 cm (2 in) of each other.[1]

What does this chip do and how does it work exactly? in a nutshell: NFC is a device inside your phone that allow to transmit information via secure protocol to another device. Where can you use it?

  • Supermarkets: when you get to pay for goods at the supermarket you simply touch the terminal with your phone and authorize the purchase generally using your pin or fingerprint;
  • Cashless society: No more credit cards or cash left on a piano at home. Statistically, you are likely to forget your card at home than your mobile;
  • Healthcare: Some medical practices already implemented systems where your medical data can be stored in your phone and accessed by doctors and nurses;
  • Keyless entry: Smart Homes and modern security systems allow you to use NFC chip as the key to your office or your house.


ANZ mobile paymentSome of you may ask how secure it is. Well, let’s just say that with traditional door key you don’t need to use your fingerprint to open the door. And you do need to confirm your purchase at least twice before making a transaction in the supermarket. But the info stored in your phone may save you time while getting a prescription drug from the pharmacy Using your mobile phone to make payments everywhere

Backup, cloud storage, cloud backup, file sync tools explained

Backup, Cloud storage, Cloud backup, File sync tools explained

Backup, cloud storage, cloud backup, file sync tools explained


Backup: Copy of your pictures, documents and files somewhere other than your computer;

Backup Software: Program or Software on your computer that looks after copying files from you local internal drive (C Drive) or Cloud account to a different location; Please note that if you have a Backup Drive that doesn’t mean it will backup your files without a software. Imagine your house being your computer and “storage” – place where you want to “copy” the content of your house. The Backup software is Removal Company that will load the truck and move your valuables to the storage.

Cloud: big box (computer) in a different physical location that your computer could connect to via Backup Software;

File Sync: The files from your computer are synced using File Sync Tools to an External Drive or to Cloud Storage. If you open and save document “My Memoirs.DOCX” in a folder that is set up to Sync with your External Drive or Cloud storage it would make a copy of the same file and save it. If you modify or change the document it would update (sync) this file and its modifications.
Examples of File Sync Tools: There are number of Sync tools available. For example, when you purchase Seagate External Drive it comes with Seagate Dashboard which allows you to sync files between your computer and external drive. The other way to sync your files is to use Cloud Storage such as Google Drive, OneDrive or DropBox;

Cloud Storage: Cloud Storage is the storage provided to you to store your documents on the internet. The documents are stored via agent software installed on your computer that allows you to sync, view and modify files and folders. In general you can share those folders with others. The files are in Sync with the folder on your computer. In some cases you could keep a number of modifications of the same file that is also referred as File Retention Policies. If you delete the file it would also delete it from your Cloud Storage DropBox Help

Cloud Backup: Cloud Backup is a Copy of your Files and Settings saved and stored permanently in a Cloud.  In case the file is corrupted or deleted you can restore this file from your cloud backup.

Disaster Recovery (Planning): Disaster Recovery (DR) is a documented plan of recovering critical data, application and physical server (s) in case of equipment failure. DR planning generally covers how you recover your business applications (software), servers and files. One of the critical aspects of DR planning is time taken to restore your data and staff to resume normal operations.

One backup a day keeps data loss away.

Here at Res-Q IT (the company behind Rescue Backup), majority of our work work is related to data protection – cleaning up computers form ransomware, viruses, and malware. While some systems are easy to clean up and bring back to a working state, many others are a totally different story.

Think about your computer right now. If the hard drive fails today, are you prepared to lose all your work documents, photos, emails, and other important files? Most of us have experienced some form of data loss. It’s only a matter of time when the drive fails. It’s not a questions of “if”, it’s the question of “when”.

– I have a backup, –  said one of your clients whose drive failed. What a disastrous discovery it was when Res-Q Consultant checked the backup drive. The backups stopped a month after it has been set up by this client’s son.

– All of my files are on DropBox, – smiled another client who had a scam call from a hacker.. An it appeared that his Pictures were overwritten and encrypted leaving him with no chance to get his photos back.

Setting up backups are easy and really affordable. Give us a call today. We can protect your individual files, or the entire system. You’ll thank us later. Act now and enjoy the peace of mind, that your digital life is protected.